Pastor David's Sermons

Say Yes to Jesus

10/11/08

God’s Economic Plan

 

 

How it was in the beginning: Eden: perfect order

 

Specific functions in Hebrew sanctuary system: God first/He provided security system and, later, daily food

 

What God expected from earthly rulers/gov's: peace/defence, conducive environment for growth and prosperity

 

NT/Acts: the church looks after the needs of members/sharing/those with means helping those without

 

 

Malachi: God instituted a tithing/offering system of giving which guaranteed continued blessing and security, as we trust God, and give Him the first 10% of our income.

 

“ Will a man rob God?
      Yet you have robbed Me!
      But you say,

      ‘ In what way have we robbed You?’
      In tithes and offerings.
       You are cursed with a curse,
      For you have robbed Me,
      Even this whole nation.
       Bring all the tithes into the storehouse,
      That there may be food in My house,
      And try Me now in this,”
      Says the LORD of hosts,

      “ If I will not open for you the windows of heaven
      And pour out for you such blessing
      That there will not be room enough to receive it.
       “And I will rebuke the devourer for your sakes,
      So that he will not destroy the fruit of your ground,
      Nor shall the vine fail to bear fruit for you in the field,”
      Says the LORD of hosts;
       And all nations will call you blessed,
      For you will be a delightful land,”
      Says the LORD of hosts.

                                         Malachi 3:8-12

 

 

Notice here that an entire nation has become guilty of robbing God, in the form of not returning a faithful tithe and offering to Him.  It wasn’t just a few households.  It was the nation as a whole.  Are we as guilty in our nation as they were?  How are we robbing God of what is rightly His to begin with?  Only heaven can estimate the damage and hurt to lives and to key ministry situations on this earth, which happen as a direct result of our reluctance to return a faithful tithe and offering.

 

The tithe and offering was God’s appointed means for furthering His work of redemption in the world.  It was also God’s chosen plan to ensure our happiness and well-being.

 

God is the Chief Economist.  He is the perfect Government.  His system is simple: a flat rate, across the board, with no loopholes, no way for lobbyists to interfere, and no possible way to misunderstand.  Just simply give the first 10% of your gross income to Him in the form of the tithe—so that His workers all around the world can continue to work.  And give what you can to Him in local offerings—so that your church can continue to reach out to the surrounding community, and keep the lights on as well.

 

A basic plan, a simple plan.  A plan with a promise.  A promise of blessing.  You can’t beat that.  God still stands behind His plan for today’s Christian.  He still provides security and stability when we put Him first in our lives.

 

Economics is the study of the use of scarce resources which have alternative uses.

 

Economics is not about the financial fate of individuals.  It is about the material well-being of society as a whole.

 

A free market system relies on prices to allocate resources.  A socialist system relies on government control to allocate resources.

 

When many African nations achieved independence in the 1960s, a famous bet was made between the president of Ghana and the president of the neighboring Ivory Coast as to which country would me more prosperous in the years ahead.  At that time, Ghana was not only more prosperous than the Ivory Coast, it had more natural resources, so the bet might have seemed reckless on the part of the president of the Ivory Coast.  However, he knew that Ghana was committed to a government-run economy and the Ivory Coast was committed to a free market.  By 1982, the Ivory Coast had so surpassed Ghana that the poorest 20 percent of its people had a higher real income than most of the people in Ghana.

 

In later years, the Ivory Coast politicians caved in to the temptation to have the government control more of their country’s economy, while Ghana finally learned from its mistakes and began to loosen government controls.  Then these two counties’ roles reversed—and now Ghana’s economy began to grow, while that of the Ivory Coast declined.

 

Similar comparisons could be made between Burma and Thailand.  Burma had a higher standard of living before instituting socialism, and Thailand had a much higher standard after it abandoned socialism.

 

Other countries—Germany, Korea, Sri Lanka, New Zealand—have experienced sharp upturns in their economies when they freed these economies from many government controls and relied on prices to allocate resources.

 

What we have in America is a free market, at least for now.  Our economy is based on prices, and the basic law of supply and demand.  Prices rise because the amount demanded exceeds the amount supplied at existing prices.  Prices fall because the amount supplied exceeds the amount demanded at existing prices.  The first case is called a “shortage” and the second is called a “surplus”—but both depend on existing prices.

 

[do living wage, rent controls, healthcare]

 

The less the government gets involved in our lives, the better.  Artificially setting prices or wages or rents always makes things worse for the very people that they are trying to help.

 

Take minimum wage laws, which are designed to help younger, less-experienced workers in general.

 

"Minimum wage laws make it illegal to pay less than the government-specified price for labor.  By the simplest and most basic economics, a price artificially raised tends to cause more to be supplied and less to be demanded than when prices are left to be determined in a free market.  The result is a surplus, whether the price that is set artificially high is that of farm produce or labor.  Because the government does not hire surplus labor the way it buys surplus agricultural output, the labor surplus takes the form of unemployment, which tends to be higher under minimum wage laws than in a free market.  In country after country around the world, those whose employment prospects are reduced most by minimum wage laws are those who are younger, less experienced, and less skilled.  This same pattern has been found in New Zealand, France, Canada, the Netherlands, and the United States."

                                                              Thomas Sowell, Basic Economics

People are better off, and the nation as a whole is better, when government is less involved in our lives, and the free market is allowed to function as it should.

Take rent control.

New York City has had rent control longer and more stringently than any other major American city.  What we learn from this government-set rent situation, is that the supply of new apartment construction is always less after rent control, and even the supply of existing housing tends to decline, as fewer people are willing to rent to others after the rents are kept artificially low by law.

“The number of abandoned buildings taken over by the New York City government runs into the thousands.  It has been estimated that there are at least four times as many abandoned housing units in New York City as there are homeless people on the streets there.  Such inefficiency in the allocation of resources means that people are sleeping outdoors on the pavement on cold winter nights—some dying of exposure—while the means of housing them already exist, but are not being used because of laws designed to make housing ‘affordable.’”

                                        Thomas Sowell, Basic Economics

Again, when the government interferes and artificially sets prices or rents or wages, people suffer, and progress stops.

 

One candidate proposes to completely overhaul the healthcare situation in America.  It’s big government interfering once again with the free market, and a price-based economy.  It’s the government telling you what you need to do with your child.  It’s the government telling doctors and hospitals how much they can charge for services.

 

Thomas discusses this issue of healthcare:

“bAny attempt at a rational discussion of the economic realities of government-controlled medical care is almost certain to run up against the trump card of the political left: The Poor.

The image that is often invoked is that of the elderly poor, forced to choose between food and medical treatment. Who could be so heartless?

This has proved to be a very effective political strategy for extending government power, not only over medical care but also over housing and other sectors of the economy.

The amount of money needed to take care of the poor is often some minute fraction of what sweeping new government programs cost. But, while big government liberals are willing to use the poor as human shields in their political battles, their more basic strategy is to proclaim that everyone has a “right” to some “basic need” that they want the government to provide.

 

The only reason such rhetoric has even the appearance of plausibility is that price controls work in the short run – and that is good enough for politicians, since elections are held in the short run. After all, when the government drives down prices paid to doctors, hospitals or pharmaceutical companies, there is not much that they can do about it immediately.

Doctors are not going to give up practicing medicine and become truck drivers. Medical schools are not going to be turned into bowling alleys or hospitals into skating rinks. Pharmaceutical companies cannot suddenly shift to manufacturing cars. So price controls seem to work in the short run – but only in the short run.

When you confront doctors with more bureaucratic hassles and lower payments for their services, do not expect the medical profession to remain as attractive to bright young people. In the long run, every single doctor is going to have to be replaced by someone from the younger generation, or else we are going to have a shortage of doctors.

Britain, for example, has had government-run medical care for decades and nearly half their doctors are imported, often from Third World countries with lower standards of medical training. Canadian hospitals have less modern equipment available than American hospitals do. They depend on American medicines after destroying incentives to develop their own with price controls.

Is this what we are supposed to imitate?

Supporters of nationalized health care overlook the fact that it often results in health-care shortages, reduced quality of services, and black markets.

Michigan is an example of a system that is overly controlled by the government, and artificially-set controls on the economy.  It’s a modern disaster.  That is what America as a whole will look like if socialist principles are allowed to shape our laws and practices.

What we are possibly faced with in the next presidential term is, quite frankly, horrifying and very wrong for America.  The economic policies of one candidate will spell disaster for our free market system.  It calls for a government-controlled healthcare system, and the largest tax increase on American citizens in history.  It calls for more government controls, and a socialist brand of artificially creating “an even playing field” for people.

 

What this amounts to is the redistribution of wealth, and the penalizing of American businesses—the ones that write our paychecks.  What it amounts to is increased taxes not only on wealthy Americans, but the middle-class as well—those families that make $42,000 per year.  AND ALL THIS AT A TIME WHEN OUR COUNTRY IS HURTING, AND OUR ECONOMY IS WAVERING.

 

A perfect example of the disastrous effects of socialism is the present financial problems America is facing.  The fact that the government has had to bail out these financial institutions.  The warning was sounded several years ago that Fannie Mae and Freddie Mac were heading in the wrong direction, and they were giving loans to people who could not pay back those loans.  But Congress would not listen to the warnings, because many of them were receiving huge monetary gifts from lobbyists.

 

In fact, one of the presidential candidates was the second largest recipient of campaign donations from Fannie Mae.  That’s because this candidate is in favor of the irresponsible practices of institutions like Fannie Mae, that have allowed families to get into loans they couldn’t afford.

 

Groups like ACORN (Association of Community Organizations for Reform Now) have placed legal pressure on loan institutions to give non-traditional mortgage loans to people that should not have been given them—people who would not pay their loans, and therefore end up in foreclosure.  Times this scenario by hundreds of thousands, and it is easy to see why gigantic institutions like Fannie Mae and AIG would eventually run into serious trouble because they were stuck with thousands of bad loans.  THIS IS CALLED FISCAL IRRESPONSIBILITY, AND IT SHOULD NOT HAVE BEEN ALLOWED BY CONGRESS.

 

One presidential candidate’s ties to ACORN is particularly troubling.  He taught leadership conferences for this group, and actively sought and received the endorsement of ACORN for his local campaigns, as well as his campaign for the presidency.

 

Groups like ACORN are BAD for America!  They are trying to bully their way into people’s lives, and into the courts.  We’re talking substantiated voter fraud as well. ACORN, and the candidate they endorse, believe that the government should decide who gets a loan; that big government is the answer to our problems.  You can’t afford this house?  It’s OK—the government will make up the difference.  And the word that is used for that is INVESTMENT.  WE’LL JUST INVEST IN THE HOUSING THING, AND HELP PEOPLE OUT.  In case you haven’t noticed, investment is a code word for TAXES.

 

Any candidate of any party that seeks to use the government to “bail out” institutions or individuals that have made irresponsible decisions, is not operating with sound economic judgment.

 

Since when has the government been able to solve our problems?  It’s not the government’s role to make up for our stupid decisions!  It’s not the government’s role to subsidize us when we are lazy.  It’s not the government’s job to meddle with our healthcare and doctor visits, and tell us how often we can see our doctor.

 

What the founding fathers had in mind for this country is LIMITED GOVERNMENT.  They fled from a government-controlled situation in England, and started a free market republic here.  A place where a person is limited only by his own faith and effort; a country that allows you and me and everyone else to truly succeed, if we work hard, and take advantage of opportunities when they appear.

 

America: land of freedom and opportunity...What the constitution says/founding fathers had in mind...life, liberty, and the pursuit of happiness.  Not necessarily happiness itself, but rather the environment and the right opportunities to succeed in life, without dependence on the government.

 

Personal responsibility: taking advantage of opportunities for education and employment...living within one's means...living on a budget...and refusing to accept an unrealistic mortgage loan, even if a loan institution begs you to do it.

 

What is on the line in this election: the expansion of big government in our lives, the largest tax increase in American history, a movement away from a free market economy and away from personal responsibility.

 

And as if that were not bad enough, there is a soft-peddling of the violent intents of those who wish to destroy us and our way of life.  A relating to leaders of terrorism as if they were peace-loving leaders.  I’m talking about Iran and President Mahmoud Ahmadinejad, and others.

 

"American empire in the world is reaching the end of its road."

                                                Mahmoud Ahmadinejad

 

Ahmadinejad wants to annihilate Israel and the U.S.  And those seemingly innocent missile tests that ended up exploding in the atmosphere as a “mistake”?  Those are preparations for a large-scale ICBM attack on Europe and the U.S.  A bomb that explodes in the atmosphere and instantly destroys telecommunication systems, computer systems, banking systems—you name it—you won’t even be able to drive your car—let alone do business or buy groceries.

 

AHMADINEJAD IS NOT A PAL!!!  YOU DO NOT HAVE PEACEFUL NEGOTIATIONS WITH SOMEONE WHO IS PREPARING TO DESTROY YOU!!!  MY FRIENDS, IF THIS CANDIDATE GETS INTO OFFICE, FOREIGN RELATIONS WILL TAKE ON A WHOLE NEW MEANING.  WE WILL BECOME THE VICTIMS OF ROGUE LEADERS, AND SECURITY WILL GO OUT THE WINDOW.

 

Now more than ever we need to think for ourselves.  We need to study the issues, and to make informed choices.  We need to think about what is in the best interest of our country as a whole, and not just what’s in it for us as individuals.

 

We need to allow our conscience and our belief system and our value system inform our political decisions.  We should never just go along with the flow.  We are living in the last days of earth’s history.  God is calling us to stand out from the crowd and act according to principle.

 

It is good that we are able to practice now, putting our beliefs and values into our decision-making.  This is important, because this is what we will have to do in the very near future, when our government tries to compel us to worship in a way that is contrary to Scripture.  In that day, we will be ready for the challenge, because we will have already practiced giving God glory in our choices, and in our political decisions.

 

I praise God that we live in a country where we can actually have a voice.  We can actually vote, and we can talk freely about what we believe.  There are many places in this world where this is not even possible.

 

May God help us to continue to grow in our understanding of His will, and may His Spirit help us to surrender our lives to obeying His Word.